Paysend was born in April 2017 with the vision to change the way people manage their everyday finances.

We started as a team of experts from banking and payments who became frustrated by the time and complexity of traditional bank systems.

We were the first Fintech to introduce a global card to card transfers to connect 12 billion cards issued by international payment systems: Mastercard, Visa, China Union Pay and local cards schemes. We serve over 1,600,000 customers in more than 80 countries globally.

We launched Paysend Link, a WhatsApp for money transfers where money is sent as simply as a text message, instant and with fixed fees.

We are providers of Business to Business services with more than 40 payments methods for over 25,000 online merchants. We support more than 1.6 million transactions every month.


Abdul Abdulkerimov

Founder & Chairman

System Engineer. Serial Fintech entrepreneur. Paysend Founder and Group Chairman.

Ronnie Millar

CEO & Paysend Co-founder

Started in venture capital. Listed Argent, a leading property company, on the LSE. A serial entrepreneur for the last 20 years across Services, pay TV, SaaS and Fintech. Joined Paysend in November 2016.

Alberto Macciani


Former Vice President Marketing of Unilever with 20 years of experience in FMCG business and strategy. Head of global Brands like Sunlight and Findus. Joined Paysend in June 2019.

Dmitriy Palchikov

Head of Global Transfers

Experienced Fintech innovator with more than 15 years of experience. COO of QIWI WALLET in 2005, Nasdaq listed company. Joined Paysend in 2016.

Yasmine Chahal

Head of Compliance & Customer Care

Extensive experience in compliance and customer service in the financial services sector. Previous companies include The Post Office foreign currency and ICE plc. Joined Paysend in April 2019.

Abhishek Tripathi

Head of Global Account

More than 10 years experience in fintech in Asia and the Middle East. Former Airtel Payments Bank leading the SME business, PayU Payments Director & Head of Business. Joined Paysend in June 2019.

Advisory board

Gary Kearns

President and CEO at Growth Analytics LLC, a breakthrough AI driven business accelerator. Previously, he was EVP at Mastercard and President of Experian Decision Analytics, a leading global information service company. He is member of the faculty at Queen’s University, Canada in its Master in Analytics and Artificial Intelligence. Gary has 40 years of experience leading successful start-up and business units at premier global firms.

Tom Zschach

Chief Information Officer for CLS group, a specialist US financial institution which is the global leader in the area of Foreign Exchange settlements. Prior to this he served as Managing Director and Group Chief Information Officer at LCH Clearnet. Tom has been a senior executive in several investment banks including Bank of America, Merrill Lynch and Barclays Capital.

Paysend network







Global Account

Payment Service Provider

Global Transfers

White Label Solutions


Paysend PLC — UK FCA registered EMAI

Mastercard Principal Issuing and Acquiring Member

Visa International Principal Acquiring Member

UnionPay International Principal Acquiring Member

Member of The European Payments Council. SEPA Credit Transfer registered participant.

Passported in all EEA member states

Direct settlement with bank partners globally

Processing platform with full-functional, scalable and redundant processing system

Visa/Mastercard registered TPP/MSP

Level 1 PCI DSS certified card processing system with direct connection to Visa, Mastercard and UPI

Visa Direct, Mastercard MoneySend, UPI MoneyExpress certified processor

Digital wallet with pre-paid card functionality

Digital remittances processing

E-commerce payment and loyalty processing

Market Place processing

Direct connectivity to national payments hubs

WEB, iOS, Android consumer interfaces

Integrated fraud prevention system

AML-risk management and monitoring systems


Our partnerships with Visa, Mastercard, UnionPay and a global banking network that let’s us offer easy, fast and secure ways to credit both cards and bank accounts 24/7.



PayTech 2018 Awards

Best Consumer Payments

FinovateSpring 2018​

Leading FinTech product


Top tier (5%) for processing quality